My Personal Predictive Linear Modeling Formula for Success

The following is my most effective linear predictive modeling formula that defines me. I created this equation to help guide me to achieve my objectives and realize my dreams.

hi = β1ti + β2ti2 + . . . + β3ti3 + (β1t2pi – β2t3ni) + Ei
[Limitless Possibilities = Productivity + Determination + Resilience + Risk Tolerance + (Persistence – Procrastination) + Other Factors]

If you try to follow and assimilate it, you may as well experience some form of unique success in your personal endeavor as much as it is doing for me. I’m working on my personal autobiography in which I will be able to detail explain each one of the variables depicted in this equation.

Look for my autobiography in the late part of 2012.

Advertisements

Dream, Make a Wish, and Act on It

To dream is to wish, to wish is to set a goal for yourself of what you, no body else, but what you want to be doing or become at some point in your life. No matter who you are, where you are from, or what you are, you too can dream, you too can make a wish, and set a goal for yourself, whatever that might be, and act on it. You can’t just dream and make a wish, you have to act on it, and do whatever it takes to make it happen.

Just sit back for a minute, and ask yourself; what is it that you really want in your life? What is it that you need to do in order to get what you want? What does it take and how long will it take for you to get it? Then make a move; go get it.

The only difference between you and the guy next door who is living his dream, the guy who you be starring at, dissing and hating, it’s because he did whatever needed to make his dream and wish come true, while you haven’t. You simply sat back and watch it go by, you got lazy, you got scared to go out there and make it happen.

Don’t stop dreaming, but don’t just dream and wish for things to automatically happen for you the way you want them, you have to do whatever it takes to make it happen. No body else can do it for you but you.

You only get one chance in life, so make every minute count!

Economic 101 for the Health Care Reform With a Public Option

Having a Government’s Healthcare with a Public Option as proposed by President Obama will likely cause to bring down and lower your monthly health insurance premium to as little as $25 a month for a full healthcare coverage including dental.

This is how it will work. As it has been reported (see CNN.com) that the premium cost for the proposed Government’s Healthcare with a Public Option will be about 10% – 20% less than the monthly premium fees that you currently pay each month, for your private health insurance coverage.

Currently, private insurance companies charge high premium fees as driven by their need for profit. They do so because they simply have no competition which can help reduce their premium fees and improve your health care needs and benefits. However, with the proposed Health Care Reform with a Public Option, it will help create competition for the health insurance companies, and that’s the only way that health insurance companies may reduce your monthly premium.

Let’s say you currently pay about $165 a month for your health insurance, not including your dental plan, and the proposed Government’s Public Option is 10% less than what you pay now. In order for health insurance companies to continue growing and retaining customers, they will try to match the Government’s Public Option premium fees. And as health insurance companies lower their premium fees, so will the government’s public option.

This graph image is from an unlikely source as noted, but it hits the point

I copied this graph image from an unlikely source as noted, but it hits the point that I'm defining.

The Government’s Public Option premium fees will keep going down as private health insurance companies try to match the government’s public option, until the price comes down to a neutrality (equilibrium) level, where the costs of your healthcare equals your healthcare benefits.

In the end, you may end up paying as little as $25 each month, in health insurance premium, for quality healthcare, and if you end up getting sick, for whatever the case might be, you’ll never have to suffer because of additional out of pocket money you would need to pay for your medical care. And you certainly won’t have to go broke just because you’re sick, and you won’t have to hurt or even die, just because you don’t have health insurance.

You will also have a chance to switch to any healthcare insurance coverage without ever losing your current healthcare benefits. And your existing medical needs or illness will not be the case for any insurance company to deny you the coverage you need just because of your existing illness.

As we all know, that 30% of every dollar you spend on your healthcare premium is spent on medical administrative costs, and probably about 40% of every dollar you spend is spent towards the salaries and wages for the doctors and medical professionals, and only about 30% of every dollar you spend on your health insurance goes towards your medical needs. What the proposed healthcare reform with public option will do is make medical care providers to reduce their excessive costs and give you more healthcare benefits, as they too will have to compete for your business, because the government public option will give you more choices and options to where you go to get treatment for your healthcare needs.

And as the President outlined it last night in his speech, whether you are self employed, business owner or have your own health insurance coverage with whomever you have previously chosen, the proposed Healthcare Reform with Public Option will not make you give up your current health insurance coverage. You can keep what you already have or shop for a better health insurance coverage since health insurance premiums will severely go down. This basically gives you more choices and better options of what you do with your own healthcare needs.

America is becoming polarized so much that loyalty to one’s political affiliation is so important and more relevant than the general needs for the Americans. Even if a certain issue may cause potential danger or even death, party loyalties may not even care if the solution was initiated by the opposite isle of the chamber. And the public elected officials in Washington always seem to forget why or how they got there in the first place, but they are not thinking that there comes a time when the consumers will once again have a chance to decide who to send to Washington, someone who can honestly work on their behalf, and not on the behalf of special interests and lobbyists.

Just because a certain bill, which may be deemed to actually benefit the consumers was initialed by a member of a political party doesn’t mean that the opposite party members shouldn’t support it, just because they feel too loyal and too good for their own party.

Sometimes putting political party differences aside and focusing on what the American people actually need may serve best for everyone, even those who feel otherwise. Just because you feel like you are well off or if a certain issue doesn’t affect you or benefit you, that doesn’t mean that everyone else feels the same.

The majority of people are not as well off as what you are, thus sometimes we just need to think about how or what other people are going through, and show them more compassion as much as you’d want them to show you.

Rest in Peace, Ted Kennedy, the Champion for Democracy

The liberal lion, the spear of humanity, champion for democracy and social justice, please rest in peace, Ted Kennedy. May the merciful God grace you with eternal mercy in His eternity.

All of us will dearly miss you!

Please eulogize and evangelize Ted Kennedy and his legacy at his Wrisen Profile.

Recognize Passed Loved Ones Using Social Media

On July 5th, Ken Morico posted on his K.Mog blog about using social media to recognize passed loved ones, which is very similar to what Wrisen does, and I thought it’s cool to have found his blog today. Here is what he wrote;

“When two people I know died and I witnessed the online support of friends and family that followed, I realized that social media can create a sort of digital cemetery. In real life, visiting a cemetery can be a social activity. With social media Web sites like Facebook, activities like visiting a cemetery can be mimicked.

When you create a Facebook Group, you enable family and friends to share stories, photos, and discuss the deceased person with others. With the United States being so large and people spread out in cities all over the world, it can be challenging to visit a cemetery. Like other tasks with social media, visiting a digital cemetery is very fast. Where else can you visit a cemertery 24 hours a day, seven days a week? Certainly visiting a digital cemetery isn’t scary at night.”

Read more at his blog at www.kenmorico.com. And learn more about Wrisen at http://www.wrisen.com.

Obituaries and Memorial Services Going Social Networking

For years, families and friends have traditionally mourned their loved ones in private settings, mostly enclosed only to those who were relatively close to the deceased person. However, as social networks are becoming more of the everyday living for many people around the world, so as online social memorial services, where families and friends are able to easily memorialize and eulogize their deceased loved ones, cohorts, and even pets.

Social networks such as Facebook and MySpace have seen a high rise in group pages created by fans, friends, and families of the deceased loved ones. In June 2009, a group page that was created to eulogize the King of Pop, Michael Jackson, has seen an overnight sky-rocketing of more than 7 million fans from around the world in just two days, making it the largest group page on Facebook.

In recent years, a few memorial web sites, such as Tributes.com (http://www.tributes.com), have sprouted up, geared to capture a niche market for online obituaries and memorial service. These web sites offer several online services, including obituary news, information, and funeral announcements.

A simple and free social application for social networks, Wrisen.com (http://apps.facebook.com/wrisenbook), was launched on Tuesday this week, which offers users to best remember, honor and cherish their loved ones. Unlike many other social apps and web sites, Wrisen offers a new view for friends and families to eulogize their loved ones and pets. While Tributes.com is becoming a hub for obituary news and information, Wrisen is instantly becoming the central hub for social eulogy, where families and friends can upload and share photos and videos for their loved ones, post condolences and comments on their loved ones’ profiles on Wrisen.

“I am from South Africa and currently I’m a student at Franklin Univeristy here in Columbus. Two days ago, my uncle unexpectedly passed away in a car accident, but I don’t have money to go home for the funeral. Most of my family members are on Facebook and I told them to add Wrisen to their profiles so we can share and exchange our sorrow and mourn our uncle. Even though I am here and they are there, I still feel as though I am with them, in the same room, because with Wrisen, we are able to share our grief in real-time.” Cries Mfeko.

Each time someone posts a photo, video, comment, eulogy, or a condolence on any profile on Wrisen, then it’s instantly distributed and posted on every Facebook friends’ homepages. In the process, the Wrisen system allows users to share memories and exchange sympathies with everyone in their friends’ list, which may help make them feel a little better.

Most of us everywhere, have lost some members of our family, relatives, friends, and or those we knew, or simply admired, and the more people you may have sharing condolences with you, the better you may feel, even if it’s just a little.

“What we’re doing is building Wrisen as a platform for families and friends to easily share and comfort each other with everyone else in the world. So that they can have a free place not only to grieve, but to remember, honor and cherish their loved ones forever.” Claims Timothy Sweatte, Wrisen’s VP of Marketing.

Wrisen.com, a Social App to Help You Remember, Honor, and Cherish Your Loved Ones

Wrisen LogoWrisen (www.wrisen.com) was launched on July 27, 2009, and it’s live now exclusively on Facebook at http://apps.facebook.com/wrisenbook. Wrisen, a social app for social networks lets you easily create profiles for all your loved ones, post and share eulogies and condolences, upload their pictures, videos, and memorial gifts.

Wrisen enables you to share sympathy about your loved ones with your all friends and family members on Facebook.

The application is a Facebook-like by itself within Facebook, it’s free, easy and simple to use, and each eulogy, condolence or comment posted on any profile and on the profile wall is instantly distributed and shared among all your Facebook friends.

You can basically create and post a profile for any person or pet that you may have admired and adored. It could be anyone from the past, such as Princess Diana, Gandhi or anyone you want to eulogize.

Wrisen is a cool social application that I created to help make social network users feel better and forever remember their passed loved ones.

Try it out and please let me know what you think about it.